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Last reviewed: May 2026
The CDA Resource is an independent educational website about contingent deferred annuities, insurance overlays, retirement income guarantees, and related regulatory and product information. This Privacy Policy explains how information may be collected, used, and handled when you visit the site or submit information through the contact form.
This site is intended for general educational and research purposes. Please do not submit confidential financial, tax, medical, account, policy, legal, or personally sensitive information through the contact form.
If you use the contact form, you may choose to provide information such as your name, email address, subject, message, resource suggestion, correction, or other information you include voluntarily.
Contact form submissions are used only to review inquiries, corrections, suggested resources, or other editorial feedback related to the site. Submitting a form does not create a client relationship, advisory relationship, fiduciary relationship, insurance relationship, or obligation to respond.
Form submissions may be transmitted through the site's hosting, form-processing, or email-notification systems. The recipient email address, if used, is stored privately and is not displayed on the public website.
Like many websites, this site may collect limited technical information when you visit, such as browser type, device type, pages viewed, approximate location derived from IP address, referring page, timestamps, and similar usage information.
The site may use cookies or analytics tools to understand general site usage, improve page performance, and maintain security. Where a cookie consent banner is presented, analytics cookies should be used according to the preferences selected by the visitor.
Information may be used to:
The site does not sell personal information.
The site may rely on third-party service providers for hosting, domain management, form processing, email notifications, security, analytics, or related website operations. These providers may process limited information as necessary to operate the site.
This site links to external sources such as regulatory materials, issuer materials, prospectuses, filings, educational resources, and other third-party websites. This Privacy Policy applies only to this site. External websites have their own privacy policies and practices.
Contact form submissions and related email notifications may be retained for as long as reasonably necessary to review the submission, maintain site records, respond to inquiries, prevent abuse, or support editorial accuracy. Submissions that are not needed may be deleted.
Reasonable measures are used to protect information handled through the site, but no website, email system, hosting provider, or internet transmission is completely secure. Visitors should avoid submitting sensitive personal, financial, policy, account, tax, legal, or medical information.
This site is not directed to children and is not intended to collect information from children.
Nothing submitted through the site should be treated as a request for legal, tax, investment, insurance, fiduciary, actuarial, or product advice. The site is educational only.
This Privacy Policy may be updated from time to time. The "Last reviewed" date reflects the most recent review or update.
To submit a privacy-related question, correction, or resource suggestion, please use the site's Contact page. Do not submit confidential or sensitive information.